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  The good thing about buying a used car is that you can negotiate the price to reduce its cost drastically. Therefore, if you’re looking at the possibility of owning a car without spending a lot of money, a used car might be the right choice. When you negotiate, you need to be smart so that the owner or agent will give you the price that you want. You might even get more than what you ask for. Check the average price of the used and new car  Look for

  Weddings can be expensive. If you start to look at all the details, you might end up with more expenses than expected. You need to be smart in determining which areas to give more attention to; otherwise, you will end up in huge debt. You don’t want to start your relationship buried in debts. You can have an exquisite wedding without necessarily spending a lot of money. If you start to think about where to cut expenses, these are among the areas to consider. Wedding venue You want the

Although most people cringe the minute anyone says the word “audit,” it doesn’t have to be a bad thing- as long as you have nothing to hide that is. An audit is merely a procedure that the IRS conducts to ensure that there aren’t any mistakes. As long as you’re telling the truth, you needn’t worry, and you should have a successful audit. However, it’s still no fun to have a red flag raised alongside your name. Here are some of the most common reasons why the IRS might audit

  Financially tough times happen to the best of us. Not only are they incredibly stressful, but they can be debilitating. Don’t let your family suffer when the going gets tough. Here are four ways to get through hard times without getting into debt: Avoid loans Fast cash loans may seem like a shiny solution when you just don’t know where the money will come from, but you need to be wary. Yes, it may seem like a financially good decision now, but it could hurt you worse in the

Optima Tax Relief Reviews the Difference Between 1099-MISC and 1099-K With the rise of the gig-economy, more and more Americans are opting to be their own boss. While there are many benefits to working for yourself, there are challenges, like taxes. If you are self-employed, a freelancer, or an independent contractor, your taxes aren’t automatically withheld. Instead, you will report your income to the IRS using one of two forms: 1099-MISC or 1099-K. It can be confusing to know which may apply to you. Optima Tax Relief reviews what you need

Having to make some hard financial decisions, you let the car payment slide one month, thinking you’ll make it up the following month. However, the moment that due date passes, your car becomes eligible for a repo. A couple of weeks later — pushing a cart out of the grocery store with your children in tow — you go to the spot where your car was parked, and it’s gone. After getting over the shock, you resign yourself to the loss and Uber home. However, repossession is just the beginning, there

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