Financially tough times happen to the best of us. Not only are they incredibly stressful, but they can be debilitating. Don’t let your family suffer when the going gets tough. Here are four ways to get through hard times without getting into debt: Avoid loans Fast cash loans may seem like a shiny solution when you just don’t know where the money will come from, but you need to be wary. Yes, it may seem like a financially good decision now, but it could hurt you worse in the
Optima Tax Relief Reviews the Difference Between 1099-MISC and 1099-K With the rise of the gig-economy, more and more Americans are opting to be their own boss. While there are many benefits to working for yourself, there are challenges, like taxes. If you are self-employed, a freelancer, or an independent contractor, your taxes aren’t automatically withheld. Instead, you will report your income to the IRS using one of two forms: 1099-MISC or 1099-K. It can be confusing to know which may apply to you. Optima Tax Relief reviews what you need
Having to make some hard financial decisions, you let the car payment slide one month, thinking you’ll make it up the following month. However, the moment that due date passes, your car becomes eligible for a repo. A couple of weeks later — pushing a cart out of the grocery store with your children in tow — you go to the spot where your car was parked, and it’s gone. After getting over the shock, you resign yourself to the loss and Uber home. However, repossession is just the beginning, there
You are going to spend quite a lot of money if you want to buy a new and professional watch. You do not want to spend it on a piece that you will not enjoy. Given the availability of watch brands and models, you need to take time to ask yourself these questions before you finalise your decision. What kind of watch do I want? You need to determine what type of watch you want to have. Some people prioritise watches that they can wear at work. Others are
For many Australians, taking on debt has become a normal part of daily life. Almost everything can be financed quickly and easily allowing you to move forward with purchases that otherwise might be out of reach. Lenders have made financing so convenient that it is easier than ever to secure funding for a holiday, education, home renovations or any other need that you might have. However, even with the accessibility of funding to people of all incomes and credit histories, financing might not always be the best course of action.
This year there has been a big push to use a smartphone or an app to do your taxes, but quite a few people will actually need to hire an accountant. That’s fine, you just need to be honest with whoever you hire. Why would you hire a local professional tax service to do your taxes for you when you can do the job on your own? How Complicated are They? If you’re filing single and you happen to live in an apartment with your only investment being your 401(k),